Marital Quality in Malaysia: Examining the Contributions of Adjustment, Financial Stress, and Family Life Cycle Stages

Abstract

Marital quality is a crucial component of individual well-being and overall family stability. This study examines how marital adjustment, family life-cycle stages, and financial stress influence marital quality using a quantitative research design. Data were analyzed using both descriptive and inferential statistics to explore the relationships among key variables. The findings indicate that levels of marital adjustment and marital quality are generally high, while financial stress falls within the moderate range. Results from the Kruskal–Wallis test show no significant differences in marital adjustment across demographic groups. However, ANOVA analyses reveal significant differences in financial stress based on marital duration and family life-cycle stages, with couples who are raising children reporting higher levels of stress. Correlation analysis further demonstrates that financial stress tends to increase as marital duration lengthens, and that family life-cycle stages are negatively associated with marital quality. Multiple regression analyses confirm that financial stress and life-cycle stages serve as significant predictors of marital quality, whereas marital adjustment does not. Overall, this study underscores the importance of effective financial management and strong social support systems in helping couples navigate marital challenges. The results provide valuable insights for developing programs and interventions aimed at promoting healthier and more resilient marital relationships.